Terms & Conditions

Terms of Service:

This document is an electronic record in terms of Information Technology Act, 2000 and rules made there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Service/ Use for access or usage of the Service.


This Terms of Use agreement shall apply to the use of the domain name moneymediamarket moneymediamarket.com (website/application) , and any other linked pages, features, contents or application services offered from time to time by Organisation. Any person logging on as a vendor or Agent or customer to or using the website/app/app (even when such person does not avail of any services provided in the website/app) shall be presumed to have read these Terms of Use and unconditionally accepted the terms and conditions set out herein and this constitutes a binding and enforceable agreement between Users and Organisation. You can accept the Terms of Use by:

  • Clicking to accept or agree to the Term of Use, where this option is made available to you by Organisation.
  • Accessing or actually using the Services. In this case, you understand and agree that Organisation will treat your use of the Services as acceptance of the Term of Use from that time onwards.

For the purpose of Terms of Use, the term “User” shall mean and include any natural or legal person who has agreed to use the Terms of Use on behalf of herself or any other legal entity. It is also to be noted that the Privacy Policy (which is provided separately) also forms an integral part of this Agreement and should be read along with.

Term of Use may be altered, modified or revised by the Organisation at any time. Any such changes by the Organisation will become effective immediately. It is your responsibility to review this Agreement upon notification. By continuing to avail the services provided by our Organisation through our website/app you agree to the amended Terms of Use. Organisation is not responsible for making you understand the Agreement but in case of any query or to understand it better you may contact our Grievance officer as provided under Privacy Policy and at the end of this agreement as well.

1. Use of Service:

The Organisation may share any content uploaded by User or their Registration data with governmental agencies authorised under law to investigate, act for cyber security and protect. Therefore, if required under the law such information may be transferred for verification of identity, prevention, investigation and detection of any offence under law in force.

The Organisation will share details provided by Merchant/vendor online, so that the users can access the same for availing product and service discount coupon/ Product.

2. Eligibility:

Your use or access of the website/app shall be treated as your representation that you are competent to contract and hence are above 18 (eighteen) years of age in case not above 18 consent from parents must be obtained. All the details provided during registration are truthful and accurate. In case you are representing any legal entity it shall be treated that you have representation and warranty from the legal entity you are representing. In general use of the Website/app is available only to persons who can form a legally binding contract under the Indian Contract Act, 1872. Moreover, the User represents and warrants that it will be financially responsible for the use of User’s account by others. The Organisation reserves the right to terminate your agent ship/ registration and/or refuse to provide you with access to the Services if it is brought to our notice or if it is discovered that you are not competent to contract as per Indian Contract Act, 1872.

3. Discount coupon/ Offer Products:

We provide online discount wallet points/ discount points/ discount coupon to Users/Agents/Customer, which can be purchased online through our website/apps and thereafter you can contact the seller/ vendor/ merchant and show them coupon to them to avail discount, which shall be non refundable and valid till the date mentioned on the coupon.

All the discount coupons/offers are subject to availability and the organisation reserve the rights to amend or change the offer/ discount coupons at any point of time without prior notice. Hence, it is the responsibility of the user to check for the availability of coupons/ offers regularly for any changes before purchasing the product.

4. Eligibility for reward after referral to Customer Agent:

First of all you are required to become a Customer:

Step1: Buying Discount points/ discount coupon: Anyone who wants to purchase mobile wallet points of 2000 has to buy discount coupon worth Rs. 1999/- (ADVANCE PROGRAMME) or for wallet points of 200 one has to buy discount coupon of Rs. 199/- (Beginner PROGRAMME) from Company as product. As you purchase the Discount Wallet Points of Rs. 1999/- or Rs.199/-, we will credit to your account 2000 or 200 mobile wallet points respectively which can be consumed against purchases made from the businesses or services listed on our mobile app. 1 point is 1 rupee for Customer.

The person thus becoming a customer will have an access to all the details of the places where he/she can use the points in his/her Discount Wallet Points. The details of the businesses where the discount wallet points can be used and the discount offers, will be provided on the mobile app:

  • - Name and address of the business where our discount wallet Points can be used
  • - The images of the product or place where discount can be availed, will be available on the mobile app of our company
  • - The percentage discount available for each product (Example: Furniture, Medicines, Groceries, Shoes, clothes, etc.) or service (example: Restaurant, Plumbing, Electrician, Chartered accountant, Content writer, Website designer, etc) will be mentioned on the mobile app in rupees as well as percentage.
  • - You will get total discounts for the amount that you have bought the coupon in the form of mobile wallet points.
  • - On buying/purchasing 2000 or 200 discount wallet points, you will be prompted to enter Referral ID/customer ID.

Step 2: How to get customer Agent ID:Agent ID: Customer Agent gets his / her Agent ID after they have purchased Wallet points 2000 (ADVANCE PROGRAMME) or 200 (Beginner PROGRAMME) or also get free joining and get customer agent Id. But free joining customer id will not get any discount point/ discount coupon.

The Customer Agent can join the company through another person who has referred him/her. If the Customer Agent cannot get the referral, the company may retain the Customer Agent in the current referral channel according to his/her position by buying discount coupon worth Rs.1999/- (ADVANCE PROGRAMME) or Rs. 199/- (Beginner PROGRAMME). This will make our company app on your mobile functional and you can use 2000 or 200 discount points in your mobile wallet.

  • - Our mobile app in your registered mobile phone will be thus activated. You will be able to view the details of products and services that can be availed and the discounts and offers available for these products and services.
  • - On every transaction with our listed businesses, the coupon holder gets a discount till his or her discount points 2000 or 200 are used.

Note: validity of this coupon in the form of mobile wallet points will be one year from the date of purchasing; after which the wallet points will be expire and cannot be refunded.

  • Payments shall be made at the following points:
    • When the discount wallet point collected from Merchant/ vendor reaches at 2000 points or 200 points in the vendor merchant account- they can claim amount which will be 50% of the points as mentioned in the Coupon. For example, for 2000 points Rs. 1000/-, and for 200 points Rs. 100/- will be credited to the Merchant/vendor’s account as 2 points = Rs.1, however in case points didn’t reach 2000 points or 200 points but their term is about to get expired, respective vendor/merchant can claim their amount on the points collected by them which will be credited to their bank account after proper tax deduction.
    • Merchant/ vendor Agent can refer - other Merchant/ Vendor in the referral scheme only, wherein customer Agent can refer other customer only.
    • Step 3: Customer Agent Referral Program:


      You purchase discount coupon of Rs. 1999/- as mentioned above and complete the first level or also get free customer agent id. When you get another three customers or Rs. 1000/- vendor who purchase discount coupon of Rs. 1999/- each with our company in the same way you have; you will complete the second level. These persons who join us through you are called as your referrals. Now when each of these three referrals bring in another three referrals each; you completed Third level.
    • On reaching this third level, you will get Rs. 900/- in your bank account (TDS applicable). The details of bank account need to be entered at the time of becoming a agent. The other details like Aadhar card number, PAN number also need to be provided at the time of becoming a Agent.
    • Going to the Fourth Level: When your referrals at the third level add three more referrals each, you achieve the fourth level. Here you will be having 27 referrals. Going for the fifth level: These 27 referrals will add another three referrals each which will take your total number of referrals to 81. Here Rs. 8100/- will be transferred to your bank account (TDS applicable).
    • Going to the sixth level: Now, when these 81 referrals add 3 referrals each, your total referrals reach to 243.
    • Going for the Jackpot: When these 243 referrals of yours, add three referrals each, you hit the jackpot of Rs. 72900/-; which will be transferred to your bank account and your Agent ID will be closed. You can no more do any transactions. However, you can get a new Agent ID by starting the chain again as above or anytime midway.
    • Merchant Agent is not entitled to transfer any amount to the user/Agent/merchant/vendor/customer. Neither Customers are allowed to transfer the discount wallet point amongst each other.
    • All taxes, penalties, rolling reserves, charges or other items reimbursed at any time during this agreement.
    • The Company's transactional discount wallet point offered for the products and services sold on the Company’s platform should be available whenever demanded by Customer or Merchant.
    • Merchant is not allowed to transfer any amount to Agent/users, neither user can transfer any amount to other user.
    • Once the validity is finished (which is one year) regarding referral system user can’t claim any payment from the Company.

    • You purchase discount coupon of Rs. 199/- as mentioned above and can refer any number of agent or customers and can earn flat Rs. 50/- for each reference in your wallet. This is called as your referrals. The reward earned through referral can be redeemed against cash and can be easily transferred to your bank account.
    • There is a limitation in the earning through referrals. You cannot refer for the upper value or lower value programme i.e. Agent/Customer who has purchased coupons for Rs. 1999/- (ADVANCE PROGRAMME) cannot refer for Rs. 199/- (Beginner PROGRAMME) and Agent/ customer who has purchased coupons for Rs. 199/- (Beginner PROGRAMME) cannot refer for Rs.1999/- (ADVANCE PROGRAMME). The referral can be done for the same level of programme only i.e. ADVANCE PROGRAMME agent can refer for ADVANCE PROGRAMME only and TEMP REFERRAL PROGRAMME agent can refer for TEMP REFERRAL PROGRAMME only.

5. Organisation is Intermediary:

  • Please note that the purchase of any product with assistance from this Website/app is a private contract between the sellers and buyers, choosing to purchase such products from the list of products available on online portal. The Organisation is merely an online intermediary facilitating the transaction in a limited capacity and does not bear any responsibility for delivery, authentication or logistics system used.
  • All commercial terms are between the buyer and seller and the Organisation is not liable/ responsible regarding the same in any manner.
  • Organisation does not make any representation regarding any specifics (Such as Quality, value saleability etc.) of the products.
  • Organisation does not implicitly or explicitly support or endorse any products, sale, services of any Organisation.
  • Organisation cannot be held responsible for any non-performance or breach of contract on the part of seller or buyer as the case may be.
  • Organisation shall not and will not be held responsible to resolve dispute between parties using the website/app/ apps.
  • Organisation is not authorised agent of any seller, service provider or any such third party.
  • Organisation is not responsible in case the of any dispute between the Merchant and Agent.
  • Organisation is not responsible in case Merchant offers excessive discount to Agent, Merchant will be entitled for the discount wallet points only.

6. Registration and Security:

In order to use Organisation’s services you are required to register and login with a username and password, and thereafter you will be referred as Registered User. You are required to provide accurate, complete and updated registration information and user shall be liable for all the activities that occur under your Organisation ID. Information provided by you is subject to privacy policy of the Organisation please refer the same at http://moneymediamarket.com/privacypolicy.html (link of privacy policy).

Registered users are required to provide KYC information/ details to the Organisation, such as electronic copies of identity proof, address and any other such document as required under the law. Organisation has right to activate or deactivate user account after cutinisation of all the details.

No user can i) select or use a Organisation User ID, a name of another person with the intent to impersonate that person; ii) use as a Organisation User ID, a name subject to any rights of a person other than you without appropriate authorisation. You shall be liable for maintaining confidentiality of your password. In case Organisation finds out that the information provided by you is incomplete, untrue, inaccurate than in those cases we have right to indefinitely suspend your Registration ID/ Account.

7. Advertisement:

Organisation’s some of the services may be supported by advertising revenue and may display advertisements and promotions. The manner, mode and extent of advertising by the Organisation are subject to change without any specific notice to you. In consideration of the Organisation granting you access and use of the services, you agree that the Organisation may place such advertising on the Website/app. Organisation DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE, AND ORGANISATION WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND/OR OTHER USERS AND/OR THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

8. Authorisation:

By agreeing to this Agreement and accepting it, you are authorising us to distribute, hold, receive and settle funds on your behalf. As a result of your authorisation we are able to transfer the payments received from your buyers to the bank account designated by you for the purpose at the time of registration. Authorisation provided by you remains in force until the Organisation account is closed or terminated.

9. Disclaimer and limitation of liability:

In case of any technical, typographical error on the on the part your information submission, the Organisation shall not be made responsible for any such error/s or incorrect information.

In case you find other user’s information offensive, inconsistent, inaccurate or deceptive, Organisation cannot take responsibility regarding the same. Please note that there could be risk in dealing with underage persons or people acting under false pretence. Organisation is not responsible for any fraudulent, abusive, or otherwise illegal activity done by any user.

Organisation does not have any special relationship with you or any fiduciary duty towards you. You acknowledge that the Organisation has no control over, and no duty to take any action regarding; which user gain access to the Services, what content is accessed via web, how contents might affect you, how the content is interpreted. The Organisation makes no representations or warranties regarding the accuracy of descriptions anywhere on the Services, or regarding suggestions or recommendations of Products offered or purchased through the Services. Products purchased (whether or not following such recommendations and suggestions) or the Services provided on the Website/app are provided “AS IS” without any warranty of any kind from the Organisation or others unless, with respect to others (only), otherwise made expressly and unambiguously in writing by a designated third party for a specific product or service. THE SERVICES, CONTENT, WEBSITE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEBSITE, AND ANY SOFTWARE ARE PROVIDED ON AN "AS IS" BASIS, WITHOUT WARRANTIES OF ANY KIND FROM THE ORGANISATION, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. THE SERVICES ARE PROVIDED ON BEST EFFORT BASIS, WITHOUT GIVING ANY WARRANTY RELATING TO ANY COMMITMENT TO PERFORM SERVICES AT SPECIFIED TIME AND/OR ON SPECIFIED DATE. THE WEBSITE IS NOT HACK PROOF. THE WEBSITE AND THE DATA MAY GET PILFERED, DAMAGED, LOST, GARBLED OR BECOME USELESS.

Company is not liable for any referral or help regarding referral system it will be sole responsibility of the User.

10. Indemnity:

You agree to defend, indemnify and hold Organisation, its directors, officers, employees, Affiliates Partners, and Content and Service Providers harmless from any and all claims, liabilities, damages, costs, expenses and proceedings, including reasonable attorneys' fees, arising in any way from your use of the Website/app or the placement or transmission of any message, information, software or other materials through the Website/app by you or users of your ID and password or related to any violation of the Terms and Conditions by you or users of your of your ID and password, and any claims dispute or differences between you and any seller/ buyer.

11. Fee and Payment:

You understand that you may opt to become a customer / agent by purchasing wallet points worth Rs. 1999/- (ADVANCE PROGRAMME) or Rs. 199/- (Beginner PROGRAMME) before that also you may surf the website and look for products and services appearing on the website. You agree to pay all such charges as may be applicable to the Services you use and authorise us to add fee to the amount of the bill payment you request. You agree and accept that the right to change the fee structure is reserved with the Organisation. Referral system is valid for one year only after which no payment can be claimed from Company.

12. Privacy Policy:

For information regarding the Organisation’s treatment of personally identifiable information, please refer to Organisation’s current Privacy Policy, which is hereby incorporated by reference; your acceptance of this Agreement constitutes your acceptance and agreement to be bound by Organisation’s privacy policies.

13. Refund Policy and Cancellation Policy

Once you received your ID and discount coupon/ Product on the registered electronic device after payment of purchase price no refund will be processed further as Rs. 1999/- (ADVANCE PROGRAMME) and Rs. 199/- (Beginner PROGRAMME) taken from Customer is non-refundable, we will immediately send you your registered user ID through which you can refer and earn discount wallet points.

However, in case your payment is processed but id is not generated or discount coupon/ Product is not received within 15 days after the payment then we shall initiate refund of the amount to your account (or original method of payment). You will receive the credit within seven days of approval, depending on your card issuer's policies.

Moreover, We provide online discount wallet points to Users, which can be used to purchase online through our website/apps and thereafter you can contact the seller/ vendor/ merchant and show them coupon to them to avail discount, which shall be non refundable and valid till the date mentioned on the coupon.

As its online discount points which are issued through our service the same will be automatically cancelled or expire as per the date mentioned on the coupon. However, in case you want to discontinue of cancel your agent ship you may simply stop referring and stop using the services.

14. Shipping Policy and Billing Policy

You will be responsible for paying for your own shipping costs for returning or receiving your item which was purchased through Vendor as we are not liable for any return or shipment charges.

Billing will be as per your and vendor’s understanding, our services are till the time discount coupon/ Product reaches your electronic device.

As already explained in point 4 of the above Terms of Use anyone who wants to become Customer / Agent may buy mobile wallet points 2000 or 200. As you pay this purchase price of Rs. 1999/- (ADVANCE PROGRAMME) or Rs.199/- (Beginner PROGRAMME), we will credit to your account 2000 or 200 mobile wallet points respectively which can be consumed against purchases made from the businesses or services listed on our mobile app.

15. Governing Law:

Your usage of this website/app are governed by and construed in accordance to laws prevailing in India. In case of any dispute, legal proceeding or infringement action users may approach competent courts or tribunals having jurisdiction in Ahmedabad courts, India.

16. Complaints, Grievances and Feedback:

In case you have any complaint or concern or feedback with regard to personal information or the content of the website/app users are requested to inform our Grievance Officer:

  • Grievance Officer: Ajay V Patel.
  • Website/app : https://play.google.com/store/apps/details?id=com.mobile.app.moneymediamarket&hl=en
  • Address: A-403, Kalash Resi, village- Ghuma, Ta-Dascroi, Gujarat- 380058
  • Email: info@moneymediamarket.com
  • Phone Number: 9375109322.

Without prejudice to any rights granted herein, Money Media Market reserves all the rights to amend, edit or abbreviate or take down any content or terms and condition at our discretion and your continued use of the service will signify your acceptance of any adjustment to these terms and conditions. You are therefore advised to re-read these terms & conditions on a ADVANCE basis.

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A-403, Kalash Resi, village- Ghuma, Ta-Dascroi, Gujarat- 380058